Review your tax picture before December 31. See the year-end moves

Boutique CPA firm · Tampa Bay, Florida

A CPA relationship that lasts all year — and starts with an honest fit.

Kamish & Associates helps small businesses, law firms, medical practices, and real estate professionals across Tampa, Valrico, Brandon, and Riverview make clearer financial decisions. We tell you if we’re a good fit before you sign anything.

Serving Tampa Bay since 2020 · Year-round, proactive support · Florida CPAs

4.9 Google46 reviews

CPA since 2012Zach Kamish, President

100+ businessesSupported by the firm

AICPA & FICPAMember of both institutes

Two Bay officesValrico and Tampa

Year-roundNot just at tax time

Who we help

Built for business owners who want a real CPA relationship.

We work best with clients who value organization, clear communication, and a proactive approach. Here’s an honest look at who we’re a great fit for.

  • Small to mid-sized businesses looking for more than just tax prep
  • Owner-operated businesses and self-employed professionals
  • Service-based businesses, professional service firms, and consultants
  • Business owners who want year-round communication and proactive guidance
  • Entrepreneurs who are starting out and need a strong financial foundation
  • Growing companies that have outgrown their current CPA or bookkeeper
  • Individuals and families with complex financial situations
  • Businesses with a bookkeeper who need CPA oversight

Not sure you belong on this list? Use the Fit Desk — we’ll tell you, in the firm’s own words, whether we’re a match.

What we do

Accounting, tax, and advisory — set up so you can actually use the numbers.

Accounting

Monthly bookkeeping, financial reporting, and reconciliations that bring clarity to your numbers. Payroll support is available, and we can oversee the work if you already have a bookkeeper. We primarily work with QuickBooks Online.

Tax services

Individual and business returns, year-round tax planning, IRS compliance support, and audit representation. We also help clients get caught up on unfiled returns — with a clear plan and no judgment. Trust and estate tax services are coming in late 2026.

Business advisory

Entity setup, workflow guidance, cash-flow support, and strategic advice for owners who want a partner in the room — not just someone processing transactions. Some clients hire us for a single project; others keep us on all year.

Schedule a Consultation

The Fit Desk

We’ll tell you if we’re a match — before you spend a week on onboarding.

These are the firm’s own words about who we serve, and who might be better served elsewhere. Pick a situation. The blotter lights green when it’s a fit, amber when it isn’t.

Your situation

A good fit

Small to mid-sized businesses looking for more than just tax prep

This is the heart of the practice. We provide proactive accounting, tax planning, and business advisory — not a once-a-year filing relationship.

Schedule a free consultation

Industry specialties

Built with law, medicine, and real estate in mind.

Law firms

Trust account reporting, partner compensation planning, and tax strategies tailored for legal professionals.

Medical practices & professionals

Specialized guidance for physicians, dentists, and practice owners — from entity structuring to income planning.

Real estate brokers & professionals

Commission tracking, entity and tax strategy, and quarterly planning for real estate professionals.

How working together works

From the first call to a year-round partnership.

  1. 01

    Initial consultation

    A conversation with no pressure and no pitch. We learn about you, your business, and the challenges you’re facing — and we both decide if it’s a fit.

  2. 02

    A clear plan

    If we move forward, you’ll get a plain-language outline of the engagement and what to expect. No confusing proposals, no vague commitments.

  3. 03

    Onboarding & setup

    We handle the heavy lifting: accounts, software, documents, and a clean foundation — whether you’re starting fresh or switching from another accountant.

  4. 04

    Ongoing support

    We stay on top of accounting, taxes, and the financial picture throughout the year. You’ll hear from us regularly, not just when something is due.

  5. 05

    A proactive approach

    If there’s something you should know, a strategy worth considering, or a deadline coming up, we bring it to you first.

Moves before December 31

Q4 is when there’s still time to act — not just time to file.

Tax preparation records the past. Tax planning happens before the year closes. The firm’s own year-end guidance for individuals, families, and business owners:

  1. 01

    Estimate the bill before filing season

    A year-end projection can show whether you’re on track for a refund or a balance due — while there’s still time to plan for the cash.

  2. 02

    Correct withholding or estimates

    Bonuses, a second job, investment income, or a stale W-4 can leave you short. The final 2026 estimated-tax installment for calendar-year individuals is generally due January 15, 2027.

  3. 03

    Make retirement-contribution decisions

    Some workplace-plan elections have to be handled through payroll before year-end. Waiting until tax season can be too late.

  4. 04

    Review investment gains and losses

    Selling before December 31 can change this year’s result. Investment decisions shouldn’t be based on taxes alone — coordinate with your tax and financial professionals.

  5. 05

    Make charitable giving intentional

    A generous gift is not automatically deductible. Qualifying organizations, documentation, and the 2026 rules for people who don’t itemize all matter before the year closes.

  6. 06

    Check required minimum distributions

    If you’re retired, confirm any RMD obligations before year-end deadlines pass.

  7. 07

    Capture life and income changes

    A raise, a sale, a new child, a move, or a side job can change the return. Q4 is when the year’s picture is clear enough to act.

Drawn from Kamish & Associates’ published Q4 tax-planning guidance. A review does not guarantee a lower bill; it helps you make informed decisions and avoid a surprise in the spring.

Schedule a year-end review

What clients say

4.9 out of 5 on Google, from 46 reviews.

“The entire team is knowledgeable, professional, and always takes the time to explain everything clearly. I really appreciate how responsive and thorough Zack and Chelsea are.”

Sarah Hart

“Absolutely outstanding in handling my taxes. From start to finish the process was smooth, professional, and stress-free.”

Jaaz Arayasolano

Read Google reviews

The firm

A boutique firm built around the people we serve.

Kamish & Associates was founded in 2020 by Zach Kamish, CPA, to serve small business owners the way they deserve to be served — proactively, personally, and with real expertise. Zach has been a licensed CPA since 2012 and is a member of the AICPA and the FICPA.

Unlike large firms where you’re just a number, we give dedicated attention to every client. We take the time to understand your business, your goals, and your challenges so the advice is actually relevant.

The firm has two offices — in Valrico and at Channelside in Tampa — and works with clients in person or virtually across Tampa Bay and beyond. Distance is not a barrier.

Zach Kamish, President and CPA
Zach Kamish, President, CPA

The team

  • Zach Kamish President, CPA
  • Amy Kamish Vice President
  • Chelsea Eanes Practice Manager & Marketing Director
  • Stephanie Anderson Tax Accountant
  • Lindsay Mowel Junior Staff Accountant

Questions

Straight answers about working with us.

What types of clients do you work with?

We primarily work with small to mid-sized businesses, self-employed professionals, and individuals who want proactive, year-round financial guidance. Our clients span law, healthcare, real estate, and general business services. We work best with clients who value communication, organization, and a real relationship with their CPA.

How is Kamish & Associates different from a larger CPA firm?

At a large firm, you might work with a different person every year and feel like just another file. At Kamish & Associates, you work directly with a consistent team that knows your business, communicates proactively, and treats you like a priority. We’re small by design — that’s what allows us to be responsive and genuinely invested.

Do you take on new clients year-round?

Yes. We take on new clients throughout the year. If you reach out during tax season, there may be a short wait depending on capacity, but we’ll always let you know where things stand.

Do I need to come into the office?

Not necessarily. We work with clients both virtually and in person. Many clients prefer virtual communication for day-to-day work, with occasional in-person meetings when it makes sense. We have offices in Valrico and Tampa, but distance is not a barrier.

What accounting software do you work with?

We primarily work with QuickBooks Online, but we’re flexible and can work with other platforms depending on your existing setup. During onboarding, we’ll assess what you’re using and recommend what fits your business.

Do I need to have my books in order first?

No. We work with clients at all stages — starting from scratch, behind on the books, switching firms, or inheriting a messy file. You don’t need to have everything perfect before reaching out.

Do you handle payroll?

Yes. Payroll support is part of our accounting services. We can process payroll directly or coordinate with a third-party provider, depending on what makes sense for your business.

Do you handle both personal and business taxes?

Yes. We prepare individual returns and business returns (S corporations, partnerships, LLCs, and sole proprietors), and we coordinate the two when they’re connected.

What if I have back taxes or unfiled returns?

We can help you get caught up. We’ll assess the situation, explain your options, and work through it methodically. It’s more common than you’d think, and there’s no judgment — just a plan.

Do you offer audit support?

Yes. If you receive an IRS notice or are facing an audit, we can help you understand what’s being asked, prepare a response, and represent your interests so you’re not navigating it alone.

Are trust and estate tax services available?

Trust and estate services are coming in late 2026. If you need this now, reach out and we’ll let you know where things stand and whether we can assist or refer you to someone who can.

How do I get documents to you?

We use a secure client portal for document sharing. We’ll walk you through it during onboarding. You shouldn’t have to email tax documents back and forth.

Get in touch

Start with a conversation. We’ll tell you if we’re a fit.

No pressure — just a clear next step. We typically respond within one business day. Your information stays private.

Valrico office
1070 Bloomingdale Avenue
Valrico, FL 33596
Get directions

Tampa office
615 Channelside Drive, Suite 207
Tampa, FL 33602
Get directions

Send a message

This opens an email to the firm so you can review it before it sends. You can also call or email us directly.